## Undergraduate

Lowest rates shown include the auto debit discount.^{1}

Information advertised valid as of 10/25/2021

Lowest rates shown include the auto debit discount.^{1}

**Term:** 10-15 years of principal and interest payments

**Variable rates:** 1.13% – 11.23% APR

**Fixed rates:** 3.50% – 12.60% APR

**3 Repayment Options:** Deferred repayment, $25 Fixed repayment, Interest repayment

**A typical repayment example:**

Examples of typical transactions for a $10,000 Smart Option Student Loan with the most common variable rate, fixed repayment option, 6-month separation period, and two disbursements: For a borrower with no prior loans and a 4-year in-school period, it works out to a 6.88% APR, 51 payments of $25.00, 119 payments of $136.17 and one payment of $112.58, for a Total Loan Cost of $17,591.81. For a borrower with $20,000 in prior loans and a 2-year in-school period, it works out to a 7.06% APR, 27 payments of $25.00, 179 payments of $98.17 and one payment of $66.85 for a total loan cost of $18,314.28. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 10 years. Variable rates may increase over the life of the loan.

Lowest rates shown include the auto debit discount.^{1}

**Term:** 20 years of principal and interest payments

**Variable rates:** 2.12% APR − 11.48% APR

**Fixed rates:** 4.75% APR − 11.97% APR

**3 Repayment Options:** Deferred repayment, $25 Fixed repayment, Interest repayment

**A typical repayment example:**

Example of a typical transaction for a $10,000 Medical School Loan with the most common variable rate, Fixed Repayment Option, and two disbursements. For borrowers with a 81-month in-school and separation period, it works out to 10.52% variable APR, 81 payments of $25.00, 238 payments of $170.75 and one payment of $100.32, for a total loan cost of $42,763.82. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 20 years. Variable rates may increase over the life of the loan.

**Term:** 20 years of principal and interest payments

**Variable rates:** 2.12% APR − 11.48% APR

**Fixed rates:** 4.75% APR − 11.98% APR

**3 Repayment Options:** Deferred repayment, $25 Fixed repayment, Interest repayment

**A typical repayment example:**

Example of a typical transaction for a $10,000 Dental School Loan with the most common variable rate, Fixed Repayment Option, and two disbursements. For borrowers with a 57-month in-school and separation period, it works out to 10.98% variable APR, 57 payments of $25.00, 238 payments of $151.78 and one payment of $90.01, for a total loan cost of $37,638.65. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 20 years. Variable rates may increase over the life of the loan.

**Term:** 15 years of principal and interest payments

**Variable rates:** 2.12% APR − 11.64% APR

**Fixed rates:** 4.75% APR − 12.11% APR

**3 Repayment Options:** Deferred repayment, $25 Fixed repayment, Interest repayment

**A typical repayment example:**

Example of a typical transaction for a $10,000 MBA Loan with the most common variable rate, Fixed Repayment Option, and two disbursements. For borrowers with a 27-month in-school and separation period, it works out to 11.49% variable APR, 27 payments of $25.00, 179 payments of $139.96 and one payment of $27.70, for a total loan cost of $25,755.54. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years. Variable rates may increase over the life of the loan.

**Term:** 15 years of principal and interest payments

**Variable rates:** 2.12% APR − 11.48% APR

**Fixed rates:** 4.75% APR − 11.98% APR

**3 Repayment Options:** Deferred repayment, $25 Fixed repayment, Interest repayment

**A typical repayment example:**

Example of a typical transaction for a $10,000 Law School Loan with the most common variable rate, Fixed Repayment Option, and two disbursements. For borrowers with a 42-month in-school and separation period, it works out to 11.21% variable APR, 42 payments of $25.00, 179 payments of $152.87 and one payment of $60.14, for a total loan cost of $28,473.87. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years. Variable rates may increase over the life of the loan.

**Term:** 15 years of principal and interest payments

**Variable rates:** 2.12% APR − 11.64% APR

**Fixed rates:** 4.75% APR − 12.11% APR

**3 Repayment Options:** Deferred repayment, $25 Fixed repayment, Interest repayment

**A typical repayment example:**

Example of a typical transaction for a $10,000 Graduate School Loan for Health Professions with the most common variable rate, Fixed Repayment Option, and two disbursements. For borrowers with a 27-month in-school and separation period, it works out to 11.49% variable APR, 27 payments of $25.00, 179 payments of $139.96 and one payment of $27.70, for a total loan cost of $25,755.54. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years. Variable rates may increase over the life of the loan.

**Term:** 15 years of principal and interest payments

**Variable rates:** 2.12% APR − 11.64% APR

**Fixed rates:** 4.75% APR − 12.11% APR

**3 Repayment Options:** Deferred repayment, $25 Fixed repayment, Interest repayment

**A typical repayment example:**

Example of a typical transaction for a $10,000 Graduate School Loan with the most common variable rate, Fixed Repayment Option, and two disbursements. For borrowers with a 27-month in-school and separation period, it works out to 11.49% variable APR, 27 payments of $25.00, 179 payments of $139.96 and one payment of $27.70, for a total loan cost of $25,755.54. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years. Variable rates may increase over the life of the loan.

Lowest rates shown include the auto debit discount.^{1}

**Term:** 10 years of principal and interest payments

**Variable rates:** 3.37% – 12.99% APR

**Fixed rates:** 5.49% – 13.87% APR

**2 Repayment Options:** Interest repayment, Principal and Interest repayment

**A typical repayment example:**

Example of a typical transaction for a $10,000 Parent Loan with the most common variable rate, the Principal and Interest Repayment Option, 48-month in-school period, and two disbursements. It works out to 12.99% variable APR, 4 payments of $75.05, 115 payments of $151.38 and one payment of $80.65, for a total loan cost of $17,789.55. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 10 years. Variable rates may increase over the life of the loan.

**Term:** 10 – 15 years of principal and interest payments

**Variable rates:** 4.12% – 11.52% APR

**Fixed rates:** 6.62% – 13.83% APR

**2 Repayment Options:** $25 Fixed repayment, Interest repayment

**A typical repayment example:**

Examples of typical transactions for a $10,000 Career Training Smart Option Student Loan with the most common variable rate, fixed repayment option, 15-month in-school and separation period, and two disbursements: For a borrower with no prior loans, it works out to a 9.31% APR, 15 payments of $25.00, 119 payments of $137.44 and one payment of $102.03, for a total loan cost of $16,832.39. For a borrower with $20,000 in prior loans, it works out to a 9.33% APR, 15 payments of $25.00, 179 payments of $110.70 and one payment of $53.94, for a total loan cost of $20,244.24. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 10 years. Variable rates may increase over the life of the loan.

**Term:** 15 years of principal and interest payments

**Variable rates:** 2.90% – 11.56% APR

**Fixed rates:** 5.75% – 12.68% APR

No payments while you’re enrolled at least half-time and during your grace period

**A typical repayment example:**

Example of a typical transaction for a $15,000 Bar Study Loan with the most common variable rate, and one disbursement. For borrowers with no in-school period and a 9-month grace period, it works out to 7.60% variable APR, 179 payments of $148.55 and one payment of $100.80, for a toal loan cost of $26,691.25. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years. Variable rates may increase over the life of the loan.

**Term:** 20 years of principal and interest payments

**Variable rates:** 2.90% – 8.58% APR

**Fixed rates:** 5.93% – 10.19% APR

No payments while you’re enrolled at least half-time and during your grace period

**A typical repayment example:**

Example of a typical transaction for a $20,000 Residency and Relocation Loan Loan with the most common variable rate, and one disbursement. For borrowers with no in-school period and a 36-month grace period, it works out to 5.99% variable APR, 239 payments of $171.69 and one payment of $99.28, for a toal loan cost of $41,133.19. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years. Variable rates may increase over the life of the loan.

**Term:** 20 years of principal and interest payments

**Variable rates:** 2.90% – 8.58% APR

**Fixed rates:** 5.93% – 10.19% APR

No payments while you’re enrolled at least half-time and during your grace period

**A typical repayment example:**

Example of a typical transaction for a $20,000 Residency and Relocation Loan Loan with the most common variable rate, and one disbursement. For borrowers with no in-school period and a 36-month grace period, it works out to 5.99% variable APR, 239 payments of $171.69 and one payment of $99.28, for a toal loan cost of $41,133.19. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years. Variable rates may increase over the life of the loan.